Premium Package Includes:
Our credit reports help you evaluate the level of risk you will be taking before you accept a new tenant. Included in this report are applicant name & aliases, known addresses, social security number validation, employment and public record data, credit history & inquiries, collection information, trade-line data and previous inquiries.
Our credit summary presents a concise snapshot of a consumer’s financial profile by summarizing information from public records, collection records, credit inquires, mortgage history, installment history, and current & historical delinquent accounts. It includes the different categories of information within the credit file, such as the number of mortgage trade lines or the number of past due accounts.
FICO RISK SCORES
FICO Risk Scores use information from an extensive consumer credit repository to assess a consumer’s risk of severe delinquency–potentially resulting in charge-offs or bankruptcy–over a 24-month period. FICO scores help identify and separate reliable borrowers from those likely to become 90 or more days delinquent.
CRIMINAL & EVICTION HISTORY
Access instant criminal history background data across 46 states and non-instant data from non-instant states. Data includes felonies and misdemeanors from local and state jurisdictions, and instant results from the crucial federal databases. The information is obtained from the America’s Most Wanted, FBI’s Most Wanted, National Sex Offender Public Registry, U.S. Marshals Drug Enforcement Administration, U.S. Bureau of Alcohol, Tobacco, Firearms and Explosives (ATF), U.S. Secret Service, U.S. Customs and Border Protection (CBP), U.S. Office of Foreign Assets Control (OFAC).
INSTANT SEARCH - Get instant national and statewide results in all 46 states that offer instant criminal data.
NON-INSTANT SEARCH - Non-instant searches are provided as supplemental data in jurisdictions that have limited data available instantly. Since data is retrieved from court resources, the turnaround time is dependent on the jurisdiction being searched.
The Office of Foreign Assets Control (OFAC) of the US Department of the Treasury administers and enforces economic and trade sanctions based on US foreign policy and national security goals. OFAC targets foreign countries and regimes, terrorists, international narcotics traffickers, those engaged in activities related to the proliferation of weapons of mass destruction, and other threats to the national security, foreign policy or economy of the United States. Additional information is obtained from the FBI Most Wanted Terrorists, FBI Most Wanted Fugitives, U.S. Marshals Service Wanted, U.S. Customs Service Wanted, U.S. Department of Justice Wanted, U.S. Secret Service Wanted, U.S. Drug Enforcement Agency Wanted, Other Federal Wanted Lists Numerous State and Local Wanted Fugitives.
NATIONAL SEX OFFENDER REGISTRY
Coordinated by the Department of Justice—this report provides the latest information from all 50 states, the District of Columbia, Puerto Rico, Guam, and numerous Indian tribes for the identity and location of known sex offenders. The information is obtained from the Departments of Public Safety, State Police, Bureaus of Investigation and other law enforcement agencies.