This online tool uses credit information provided by TransUnion and is designed specifically for employment purposes. Employment Credit Reports provide comprehensive credit history, public record information, and items not typically included in a job application.
Employment Credit Reports are most often used for jobs that involve a security clearance or access to money, sensitive customer data or confidential company information. Employment credit checks are typically run at the time a conditional offer is made or before a job promotion.
- Delivers Information In An Easy To Understand Format For Quicker Decision Making
- Provides An Unbiased Account Of A Potential Candidates or Employees Credit History
- Identifies Candidates Or Employees Who May Be Financially Over Extended
Our credit reports help you evaluate the level of risk you will be taking before you accept a new tenant. Included in this report are applicant name & aliases, known addresses, social security number validation, employment and public record data, credit history & inquiries, collection information, trade-line data and previous inquiries.
Our credit summary presents a concise snapshot of a consumer’s financial profile by summarizing information from public records, collection records, credit inquires, mortgage history, installment history, and current & historical delinquent accounts. It includes the different categories of information within the credit file, such as the number of mortgage trade lines or the number of past due accounts.
FICO RISK SCORES
FICO Risk Scores use information from an extensive consumer credit repository to assess a consumer’s risk of severe delinquency–potentially resulting in charge-offs or bankruptcy–over a 24-month period. FICO scores help identify and separate reliable borrowers from those likely to become delinquent.